#0980 - Retiring Abroad, - Ang, mater, ESL Podcast McQuillan Jeff mp3+PDF

#0980 - Retiring Abroad

#0980 - Retiring Abroad, - Ang, mater, ESL Podcast McQuillan Jeff mp3+PDF

[ Pobierz całość w formacie PDF ]
//-->English as a Second Language Podcastwww.eslpod.comESL Podcast 980 – Retiring AbroadGLOSSARYto retire –to stop working, usually later in life when one already has enoughmoney* Randall hopes to ride his bike across the country when he retires.abroad– overseas; in another country* Would you ever consider working abroad, or do you want to be near yourfamily?fixed income– a certain amount of money received regularly, when that amountdoes not change* Salespeople work on commission and make more when they sell more and lesswhen they sell less, so they never had a fixed income.Social Security– payments made by the U.S. federal government to the elderlyand disabled, as well as young people whose parents have died* Social Security won’t be enough to cover your expenses in retirement, so it’simportant to start saving money in a separate retirement account.to only go so far– to be limited in scope or power; to not be enough; to be lessthan the ideal amount* The landlord’s generosity will only go so far. We have to start paying the rent ontime.cost of living– the amount of money needed to cover one’s basic livingexpenses during a certain period of time, such as housing, food, andtransportation* The job seems to offer a high salary, but if you factor in the cost of living in NewYork City, it’s barely enough to survive on.to live it up– to live in a wild, enjoyable and fun way, especially spending a lot ofmoney, without responsibilities* We really lived it up as college students, because we knew that once wegraduated we’d have to find a job, pay off student loans, and start a family.at a fraction of the cost– for a much lower price; much less expensively* At discount stores, you can buy designer clothing at a fraction of the cost ofregular retail stores.modestly– humbly; without too much of something; in moderation* They live so modestly, most people would never guess they’re millionaires.1These materials are copyrighted by the Center for Educational Development (2014). Posting ofthese materials on another website or distributing them in any way is prohibited.English as a Second Language Podcastwww.eslpod.comESL Podcast 980 – Retiring Abroadremotely– far away; without a direct connection or without direct communication* Freelancing allows Jimmy to work remotely, so he can travel anywhere but stillprovide services to his clients.expat– expatriate; a person who lives in another country, especially a personwho is living in another country temporarily while working there* Local community members dislike the expats, who make a lot more money thanthey do.to adjust to– to adapt to; to become accustomed to; to get used to; to becomecomfortable with some change* How long did it take you to adjust to the new keyboard?power outage– a period of time when electricity is unavailable, usually as theresults of a storm* The windstorm knocked down trees and caused power outages all along theeast coast.to put down stakes– to claim a piece of land as one’s new home; to select anew place to live* We’d love to put down stakes in that part of town, but the homes are tooexpensive.residency visa– an official document that allows one to live in another country* Will you apply for citizenship before your residency visa expires?to take the plunge– to start or do something that is difficult or challenging,especially if one is nervous about it* Gregorio has been talking about going back to school for years, but this fall,he’s finally going to take the plunge.2These materials are copyrighted by the Center for Educational Development (2014). Posting ofthese materials on another website or distributing them in any way is prohibited.English as a Second Language Podcastwww.eslpod.comESL Podcast 980 – Retiring AbroadCOMPREHENSION QUESTIONS1.a)b)c)Why does George want to retire abroad?Because the weather is better.Because living is less expensive.Because the food tastes better.2. According to Wanda, what’s one of the problems with living in McQuillandland?a) The electricity is unreliable.b) The people want to revolt against the government.c) There are a lot of diseases.______________WHAT ELSE DOES IT MEAN?fixedThe phrase “fixed income,” in this podcast, means a certain amount of moneyreceived regularly, when that amount does not change: “The increase in the costof gas can be a major problem for people living on a fixed income.” The word“fixed” means steady or unchanging: “Do the taxi drivers charge a fixed fee, or isthe price based on how long the ride takes?” A “fixed” dog or cat is a pet that hasbeen neutered or spayed, which involves a surgery so that the animal can nolonger reproduce (make and give birth to babies): “The city is trying to control thepopulation of stray dogs by making sure they are all fixed.” Finally, the phrase “tobe fixed for (something)” means to have enough of something or to have acertain amount of something: “We’re fixed for food, but please bring some drinksto share.”to put down stakesIn this podcast, the phrase “to put down stakes” means to claim a piece of landas one’s new home, or to select a new place to live: “They put down stakes herealmost 20 years ago, and now their home is worth four times what they paid forit.” The phrase “to pull up stakes” means to give up and leave: “They tried foryears to make the business successful, but eventually they realized that it wastime to pull up stakes and try something else.” The phrase “to have a stake in(something)” means to have a connection to something and be affected by itsoutcome: “Our shareholders have a stake in the board’s decisions.” Finally, thephrase “at stake” means at risk, or something that might be destroyed or lost ifcertain events happen: “Follow the doctor’s advice. Your health is at stake!”3These materials are copyrighted by the Center for Educational Development (2014). Posting ofthese materials on another website or distributing them in any way is prohibited.English as a Second Language Podcastwww.eslpod.comESL Podcast 980 – Retiring AbroadCULTURE NOTERetiring AbroadIn the past, many Americans “dreamed of” (thought about and hoped for)traveling abroad in their retirement. But “nowadays” (these days; in moderntimes), many “retirees” (people who have retired) are living overseas, where theycan still receive Social Security “benefits” (payments). And many of those retireesare “supplementing” (adding to) their retirement “income” (money received) byusing the Internet to work part-time online.As with anyone who travels abroad, retirees need to consider the weather andthe cost of living, but they also have additional concerns. For example, becausethey want to stay in the country for a longer period of time, they might need toapply for a residency visa rather than just a tourist visa, especially if they want towork in the country. And learning the local language can be a “barrier” (difficulty).Older retirees also have a lot of concerns about healthcare. As their bodiesbecome more “frail” (weak and fragile), they need to make sure they’ll haveaccess to “specialists” (doctors who practice a particular type of medicine) andtreatments, and that the expenses will be covered by the local government or byan insurance policy.Finally, people who want to retire abroad need to learn about the “tax system”(rules about how much money has to be paid to the government). The UnitedStates government might tax income received while living overseas. And thelocal government might tax Social Security benefits and other “retirementdistributions” (amounts paid out of retirement accounts). These tax“considerations” (things to think about) can have important “implications”(meanings) for retirees living on a fixed income.______________Comprehension Questions Correct Answers: 1 – b; 2 – a4These materials are copyrighted by the Center for Educational Development (2014). Posting ofthese materials on another website or distributing them in any way is prohibited.English as a Second Language Podcastwww.eslpod.comESL Podcast 980 – Retiring AbroadCOMPLETE TRANSCRIPTWelcome to English as a Second Language Podcast number 980 – RetiringAbroad.This is English as a Second Language Podcast episode 980. I’m your host, Dr.Jeff McQuillan, coming to you from the Center for Educational Development inbeautiful Los Angeles, California.Our website is ESLPod.com. Become a member of ESL Podcast by going to thatwebsite. You can also like us on Facebook at facebook.com/eslpod, and why notfollow us on Twitter at @eslpod.This episode is a dialogue between Wanda and George about living in anothercountry after you retire. Let’s get started.[start of dialogue]Wanda: I just heard the news. You’re moving to McQuillanland?George: I am. I’ve decided to retire abroad.Wanda: Why?George: It makes a lot of sense for people with a fixed income. Social Securitywill only go so far here, but the cost of living is much lower in other countries,including McQuillanland. I can live it up at a fraction of the cost of living modestlyhere.Wanda: But you’re moving away from all of your friends and family.George: I can stay in touch remotely, and there is an American expat communitythere so I can make new friends. I am a little worried about learning the languageand adjusting to life abroad, but I’ll be living a simpler life there and there’ll beless stress.Wanda: But sometimes things aren’t so reliable when you live abroad.George: Like what?5These materials are copyrighted by the Center for Educational Development (2014). Posting ofthese materials on another website or distributing them in any way is prohibited. [ Pobierz całość w formacie PDF ]

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